The P Word
It's PAYDAY!! I love waking up in the morning and dialing my bank just to hear how much money I made for the past two weeks. It's a guilty pleasure of mine. Of course, right afterwards.. I write out a check for my credit card bill and then transfer the rest of it into my savings account (in order for it to be NOT touched). So, in the end my checking account is right back where it started at.
And since today is near the end of the month, I go to my lil excel spreadsheet and log in the new numbers from all my accounts. Last June I started making this spreadsheet so I could keep track of everything... in two more months, I'm curious how much I've saved compared to last year. So far I've saved 2.6 times the amount I had in June... but that doesn't count the debt I still owe on student loans. boo. And even though I look at the numbers...they look good but I still tell myself I have a ways to go.
I was reading someone's blog... its a shared one between two newly engaged couple. The most recent post was by the girl saying how she's devasted that her parents who somewhat promised to pitch in $10K for their wedding... have found out that they won't be able to afford to give that much. The girl was ranting and raving about how her parents have made bad financial decisions and couldn't understand why her parents didn't forsee any of this. Pretty much she was blaming them for making her take out student loans for college and now saving up for her own wedding.
I can pretty much understand her anger about college. Without my parents help in that department.. I would have struggled alot more and owe alot more right now. But, now that I'm in my late 20's and have a good job.. I don't think I would even ask them for help with my wedding. And last nite when David said my parents would help with a downpayment for a house... I was insisting they wouldn't and he was insisting they would. I highly doubt they would offer. And if they would... I don't know if I would accept it.
Right now, I have a peace of mind that I can afford 'the average' wedding. That amount is saved. (Funny how I have that amount put aside when I'm not even engaged. Yes. I am a dork) Now my next goal is saving up for a nice sizable downpayment for a house and getting rid of this high interest student loan (Hopefully I'll be done paying that loan by next June).
It's a long ways to go, baby.
And since today is near the end of the month, I go to my lil excel spreadsheet and log in the new numbers from all my accounts. Last June I started making this spreadsheet so I could keep track of everything... in two more months, I'm curious how much I've saved compared to last year. So far I've saved 2.6 times the amount I had in June... but that doesn't count the debt I still owe on student loans. boo. And even though I look at the numbers...they look good but I still tell myself I have a ways to go.
I was reading someone's blog... its a shared one between two newly engaged couple. The most recent post was by the girl saying how she's devasted that her parents who somewhat promised to pitch in $10K for their wedding... have found out that they won't be able to afford to give that much. The girl was ranting and raving about how her parents have made bad financial decisions and couldn't understand why her parents didn't forsee any of this. Pretty much she was blaming them for making her take out student loans for college and now saving up for her own wedding.
I can pretty much understand her anger about college. Without my parents help in that department.. I would have struggled alot more and owe alot more right now. But, now that I'm in my late 20's and have a good job.. I don't think I would even ask them for help with my wedding. And last nite when David said my parents would help with a downpayment for a house... I was insisting they wouldn't and he was insisting they would. I highly doubt they would offer. And if they would... I don't know if I would accept it.
Right now, I have a peace of mind that I can afford 'the average' wedding. That amount is saved. (Funny how I have that amount put aside when I'm not even engaged. Yes. I am a dork) Now my next goal is saving up for a nice sizable downpayment for a house and getting rid of this high interest student loan (Hopefully I'll be done paying that loan by next June).
It's a long ways to go, baby.
posted by Lu at 11:10 AM
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